ABSOLUTE ACADEMY – THE LIFE EVENTS LIBRARY

LIFE HAPPENS.

WE’LL HELP WITH THE MONEY SIDE

An on-demand library for the whole serving community. First home, a new baby, deployment, promotion, leaving the Army — or the harder moments. Short, practical modules and real tools, ready the moment you need them.

15

life events modules

10-20 min

each, on demand

Free

for every member

No test

just tools and support

START HERE

Annual Financial Health Check

Not sure where to begin? Take the 20-question check across six areas of your finances. It takes a few minutes, scores each area, and points you straight to the modules that matter most for you right now.

TAKE THE HEALTH CHECK

Green — you’re in good shape here

Amber — worth a look soon

Red — let’s sort this first

HOW THE LIBRARY WORKS

Open it when you need it.

There’s no course to complete and nothing to pass. Each module stands alone — read the one that fits your situation, use the tools, and move on. Your adviser is on hand whenever you want to go further.

ON DEMAND

No order

Open any module, any time, in any order. Built for the moment, not a syllabus

PRACTICAL

Real tools

Calculators, checklists and step-by-steps you can actually use — not just reading.

PRIVATE

Confidential

Use it on your own device, in your own time. The sensitive modules say so explicitly.

SUPPORTED

Adviser on hand

Want to talk it through? Book a free, no-obligation chat with your adviser.

THE 15 MODULES

Find the moment your in

Free to browse. Members get the tools.

Read what every module covers right here, and take the Annual Health Check, without signing in. To open the modules themselves — the tools, checklists and quizzes — register free as a member on the Absolute Military App. It takes a couple of minutes and there’s nothing to pay.

EXPLORE THE PROGRAMME

Home & family

Big life moments

LE1

Buying My First Home

Forces Help to Buy and Lifetime ISA deposit builder, a buy-vs-SFA comparison and an 8-point mortgage readiness checklist. Partner access included.

Tool: Deposit builder & readiness checklist

LE2

We’re Having a Baby

A 10-item financial checklist (AFCS, will, life cover, Child Benefit, Junior ISA), paternity pay explained and a JISA projection. Partner access included.

Tool: Baby checklist & JISA projection

LE5

Getting Married or Moving In

The four documents to update together — AFCS nomination, will, life cover and pension nomination — joint-finance models and a Marriage Allowance calculator.

Tool: Four-document update & allowance check

Money & growth

Day-to-day and long-term

LE4

I Want to Start Investing

The investment ladder in the right order — pension first, then LISA, Stocks & Shares ISA, GIA — with a compound-interest visualiser and risk explainer. Capital at risk.

Tool: Investment ladder & compound visualiser

LE8

Sorting Out My Car

PCP vs HP vs cash on total cost, a finance-deal analyser, and how car finance affects your mortgage borrowing later. GAP insurance explained.

Tool: Total-cost finance analyser

LE13

Scams — Stay Sharp

A five-scenario interactive quiz on investment fraud, crypto schemes, finfluencer red flags and clone-firm fraud, plus an FCA register walkthrough. For soldiers with real savings.

Tool: Scenario quiz & FCA register check

Career & service

Pay, postings and what’s next

LE9

I’ve Been Promoted

Your new net take-home at LCpl, Cpl or Sgt, a pay-rise allocator, a tax-threshold checker and a lifestyle-inflation warning so the rise actually counts.

Tool: Promotion pay calculator

LE7

I’m Going on Deployment

Deployment allowances (LSSA, LOA), a 12-item pre-departure checklist, a partner finance guide, a savings target from the uplift, and scam risk on ops.

Tool: Pre-departure checklist & savings target

LE12

I’m Being Posted Overseas

LOA calculator, UK tax-residency changes, banking abroad, renting out a UK property (consent to let and rental tax) and SOFA explained. Partner working rights included.

Tool: LOA & rental-income estimator

LE3

I’m Thinking About Leaving

An AFPS 15 sign-off calculator (pension now vs EDP), a leaving-payments timeline and a 12-month pre-exit checklist. Non-directive — it shows you the numbers; the decision stays yours.

Tool: Sign-off calculator & exit checklist

LE14

I Want to Start a Side Business

JSP 575 rules, a CO-permission checker, HMRC self-assessment basics, the £1,000 trading allowance and sole trader vs limited company.

Tool: Permission checker & tax basics

When life gets tough

Confidential · no judgement

LE6

I’m in Financial Difficulty

A calm 48-hour action plan, a debt-triage tool and a Breathing Space eligibility check, with signposting to StepChange, Citizens Advice and SSAFA. No blame.

Tool: 48-hour plan & debt triage

LE10

My Relationship Has Ended

An urgent separation checklist (updating your AFCS nomination is flagged first — it can’t be undone if wrong), joint-account separation, SFA entitlement and a child-maintenance estimator.

Tool: Separation checklist & CMS estimator

LE11

I’ve Been Injured

An AFCS claim guide with the 7-year time limit made prominent, a sick-pay timeline and an income-gap calculator, with Veterans UK, SSAFA and the Royal British Legion to hand.

Tool: AFCS claim guide & income-gap check

LE15

My Parent Has Died

A bereavement step-by-step, a probate-need checker, an inheritance-tax estimator (£325k threshold) and compassionate-leave guidance, with Cruse Bereavement Support signposted.

Tool: Step-by-step & probate checker

These modules are private and confidential. They’re written to support, not to judge — and they state confidentiality up front. Using them is entirely your choice and nothing is shared.

Independent support is signposted throughout: StepChange, MoneyHelper, SSAFA, Citizens Advice, Cruse Bereavement Support, Veterans UK and the Royal British Legion.

Whenever you need it

Open the library, or talk to a person.

Start with the Annual Health Check, or go straight to the module that fits. Want to talk something through? Book a free, no-obligation chat with your Absolute Military adviser — in person, by phone or online.

Take the Health Check
Talk to an adviser