Critical Illness Cover for Serving Military UK
Approx. 10 minute read
Most serving personnel know that AFPS15 provides a death-in-service lump sum. The death-in-service lump sum under AFPS15 is four times your final pensionable earnings, paid tax-free. That is a meaningful benefit — but it only…
Income Protection for Service Leavers and Reservists: What You Can and Cannot Get
Approx. 12 minute read
Serving military personnel are not eligible for personal income protection insurance from mainstream UK insurers. This is not a technicality or a loophole. It is a firm underwriting position applied across the market. Income protection…
Financial and Insurance Support for RAF Brize Norton Personnel
Approx. 12 minute read
RAF Brize Norton, in Oxfordshire, is the largest RAF Station, with approximately 5,800 service personnel, 300 civilian staff, and 1,200 contractors. The station is home to the RAF's Air Mobility Force, encompassing strategic and tactical…
Financial Foundations for New Recruits at Pirbright
Approx. 10 minute read
Army Training Centre Pirbright is where your military career begins. ATC Pirbright is about 30 miles west of London, close to the towns of Aldershot and Guildford. For many recruits, Pirbright is their first time…
Pay Rises, Increments and Promotion: How Forces Pay Grows
Understanding how your pay actually grows during a military career matters. It affects the financial decisions you make at every stage of service. This article explains the three distinct ways Forces pay increases, using current…
Underpaid by JPA? How to Spot and Sort a Pay Error
Joint Personnel Administration (JPA) is the intranet-based personnel administration system used by the British Armed Forces from April 2006 onwards, replacing the separate payment and administration teams from each of the three Services.
Barrack-Room Theft: Protecting Your Gear and Your Wallet
Theft in military accommodation is not a new problem, and it is not a rare one. It can happen in training establishments, in single living accommodation blocks, in transit billets, and during rear party periods…
Getting Paid on Operations: Bonuses, Tax and Allowances Abroad Explained
Most serving personnel know their base salary. Far fewer have a clear picture of what actually lands in their bank account when they are on operations abroad. The answer is usually more than they expected,…
Kit Insurance Claims Explained: What to Do When Your Kit Is Gone
Kit disappears. It gets damaged in transit, stolen from accommodation, lost during an exercise move, or written off in theatre. When it happens, most personnel do one of two things: they either assume the MOD…
