Folkestone has been a garrison town since 1794, when the Army first established Shorncliffe Camp on the heights above the coast. Today, Sir John Moore Barracks is home to the 1st Battalion, Royal Gurkha Rifles, one of the most respected infantry units in the British Army. If you’re serving at Shorncliffe, or you’re a veteran or family member living in the Folkestone and Hythe area, this page is for you.

Absolute Military is a specialist financial services broker that works exclusively with military personnel, reservists, veterans, and their families. We’re based in West Malling in Kent, and we work with personnel across every major garrison in the UK. Folkestone’s military community is one we know well.

What we help with

We provide regulated financial advice across life insurance, serious illness cover, military kit insurance, personal accident cover, and travel insurance. Everything we do is shaped by the realities of service: deployment cycles, hazardous duties, the Armed Forces Pension Scheme, and the particular demands of infantry life.

Life insurance for serving infantry personnel needs to work around deployment, operational tours, and the risk profile that many mainstream insurers either don’t understand or won’t cover without heavy loadings. We place cover with insurers who price military risk fairly.

Serious illness cover pays a tax-free lump sum on diagnosis of a specified condition. For Gurkha personnel and their families, who may face additional complexity around settlement rights, pension entitlements, and long-term planning in the UK, understanding how this cover fits alongside AFPS 15 and AFCS provision is especially important.

Kit insurance protects your personal military equipment against loss, theft, and damage. For light infantry personnel who carry and maintain a significant personal kit burden, this is a practical financial decision, not a luxury.

The Folkestone military community

The Gurkha presence has shaped Folkestone for decades. The Nepali community in and around the town is one of the strongest in the UK, and many Gurkha veterans and their families have settled locally after service. We work with serving personnel, veterans, and families across the whole of that community.

Whether you’re at the start of your career at Shorncliffe, approaching transition, or already settled in the Folkestone area after leaving the Army, the financial questions are often the same: am I properly covered, is my family protected, and am I making the most of what I’ve earned through service?

What our clients say about Danielle

★★★★★

“Couldn’t say enough good things about Danielle, was super helpful over the phone with what I was asking. And found the time to make the call on the weekend where it was easiest for me.”

— David Brown, Google Review

No cost, no obligation

Every consultation is free. We’re paid by the insurers we work with, not by you. There’s no pressure and no obligation. If you’re serving at Sir John Moore Barracks, living in the Folkestone and Hythe district, or a Gurkha veteran settled in Kent, we’re here to help.

[Book a call with Danielle Anderson, our adviser for the Kent region.]